If a person has been in an automobile accident, they may need to file an insurance claim. However, before doing so, they should decide if it is necessary. If they can pay for the damage without filing a claim, they should do so. Filing a claim will most likely mean their insurance premium will go up. If it is necessary to file a claim, they will need to include an insurance claim letter.
Student loans are the major financial burden graduates face when they leave college. Most private and federal student loans give a six month grace period after graduation before the first loan payments are due. During this grace period, scammers try to take advantage of unsuspecting students. Here are some tips that will help protect a recent graduate from being victimized by a scam.
There are many instances when one party will owe money to another party, and both may benefit from drafting a formal agreement that outlines all of the agreed upon terms. A contract for payment, otherwise known as a promissory note, is a formal document that clarifies the payment terms regarding funds owed from one party to another. It generally will indicate the full amount that is owed, the terms of payment, the actions that can be taken if the promissor defaults on the payments and who the promissor and payee are. You should be aware that the document is legally binding, and because of this, it can be used as evidence if a default issue escalates into a legal matter. By following these important steps, you can more easily draft an effective contract for payment that is agreeable to both parties.
If a credit card is lost or stolen, it should be immediately reported to the credit card company or bank that issued the card. This is essential so that the customer is not held liable for unauthorized charges on his or her card or if the card us used for identity theft. It can be done by phone, and the card that is lost, stolen or damaged can be cancelled. Most banks or companies have a 24-hour support number that can be called in just such a situation. The customer may be counting on air miles or other perks that they accumulate on their cards, so receiving a replacement card as soon as possible is essential.
Dental insurance is typically separate from the medical insurance policy and requires an additional premium. These insurance policies don’t seem to pay what we think they should. Have you recently been denied a claim for work you have had done? If so, then you need to write a dental insurance appeal letter. Sure you can make a phone call, but who wants to sit on the phone and be transferred over and over again. Still, it is likely the representative will ask you to fill out a form or send it in writing.
To arrange a formal business meeting, or to request a meeting with a business person, it is courteous to write a business meeting request email. If the meeting is with people in the sender’s own office, he or she may be tempted to send an email or text message to request a meeting. However, formal emails have the advantage of adding importance to the agenda as well as giving the platform for explaining some of the reasons for the meeting. It also shows professionalism and preparation.